Medicare Advantage Plans cover the same services as Medicare Part A and Part B combined, and also includes prescription drug coverage. Advantage Plans may also include benefits not offered with traditional Medicare, such as vision and dental. These plans are offered by private companies that contract with Medicare, which means you can choose your preferred plan whether it is a Preferred Provider Organization (PPO), Health Maintenance Organization (HMO), or Private Fee-for-Service.
Usually include Part D prescription drug coverage
Provides extra benefits not covered by original medicare such as routine vision and dental care
May have coverage restrictions such as provider networks and prior authorization
Limits members to using doctors and hospitals in network
