Individual Health

How do I buy Health Insurance?

With the Affordable Care Act (sometimes referred to as “Obamacare”), it is much easier to find a health insurance plan based on your income and personal health needs. In most states, you may even qualify for financial subsidies. You can quickly and easily apply for coverage through the new Healthcare Marketplace.

Before you settle on a plan, you will need to get quotes, search for your doctors and hospitals, and discover any out-of-pocket expenses your plan will expect you to pay (such as deductibles, co-insurance, and copay charges). As your agent, I will assist in gathering this information and finding coverage which fits your needs.

What is the Healthcare Marketplace?

  • The Healthcare Marketplace may also be referred to as the Health Insurance Marketplace. It is a website managed by the federal government. It is a pool of healthcare plans and providers cooperating with the federal government in order to provide affordable health insurance.  To see if you qualify for a tax subsidy you can enroll on the healthcare website.  If you do not qualify for a subsidy, you still have the option of shopping through the marketplace.